How much?
Its up to you!
If your just starting out or a seasoned investor, then we are here to help you navigate the investment world, ensuring you take the correct amount of risk and invest with the right provider for you.
Ensuring you make the right decisions with the right provider
When you first join us as a client, we will spend time getting to know you. We will ask you about your likes and dislikes, your attitude to investment, your long-term objectives and wishes, and the time frame in which you want to achieve them.
We can help you choose whether you would like your investments managed by a DFM, if you would like a passive or active fund or a blend. Perhaps a bond would be suitable onshore or offshore
or simply are looking for a lower cost option. Whatever we decide, you can be sure your portfolio or investments are uniquely designed to meet your individual objectives and attitude to risk.
DFM and Platform Solutions
When investing choosing the right platform and strategy for your needs is important, there are lots of different options available today all have different costs and features which is why we only work with providers that are proven and offer best in class for you.
We work with a number of Discretionary Fund Managers and platform providers ensuring a perfect fit if this is right for you.
Choosing the right path
When investing and looking at options, we spend time ensuring you take the appropriate amount of risk and are in a well divesified portfolio or fund. Our paraplanners research and monitor fund choice at outset, including comparison of performance and fees ensuring that we give your money the best chance to grow.
The benefits of using an Independent Financial Adviser (IFA) are many fold, including:
Helping you plan for the future and set life goals (i.e. at what age do I want to retire?)
Help you reducing tax and make sure you are aware and using all of your tax-free pension and saving allowances
Growing the value of your pensions or investments by recommending a diversified portfolio of funds, and reviewing these regularly.
Providing a sounding-board to help you make better decisions with your money.
IFA’s offer independent advice on a range of financial matters including your:
Savings and Investments – including but not limited to cash deposits, ISAs and Investment Bonds
Pensions – building your retirement fund, options when taking it and advising on pension transfers
Protection – ensuring any income protection, life or critical illness cover offers you comprehensive cover, at the best cost, from the whole of the market.
More complex areas - like estate and tax planning.
What can I expect if I see a financial adviser?
Initially, an adviser will discuss your current circumstances, your lifestyle and financial goals and your budget – this is sometimes known as a ‘fact-find’.
They will then undertake extensive research of the whole of the market (they are not limited to a small number of providers) and present you with a written report,
bespoke to you, explaining the reasons behind the advice.
Once you have understood and asked any question you may have they will help put your plan into action, helping set up your plans with
the Providers and invest your money into the correct funds.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT